Instant Payments (RTP/FedNOW®)

Funds clear and settle in 60 seconds, anytime, day or night.

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In today’s digital world, businesses need the ability to settle payments instantly to ensure smooth operations and reliable liquidity. With Aion's Instant Payments (RTP/FedNOW®), funds clear and settlewithin 60 seconds, anytime, day or night. This continuous access to funds allows businesses to make timely payments to employees and vendors, strengthening relationships cost effectively.

Irrevocable Transactions

Payments are final, with any return requests managed by the receiving financial institutions

Deposits held at Cross River Bank, Member FDIC, insured up to $250,000

Fast Settlements

Settles in under 60 seconds
24/7

Domestic Only

Instant Payments are available for domestic transactions within the U.S. only

Financial Strides has been using Aion business banking for a while now and I’m extremely impressed with its convenience and ease of use. The platform is intuitive and works on any device, so I can stay on top of my finances wherever I am.

Patrice Peyret
Principal Member, Financial Strides

Pay As You Go

$5 per transfer—a flat fee tailored for business payments, offering a more cost-effective solution thanFedWire.

Subscription Plan

For businesses with high volume of payments, we offer cost-effective subscription options:

$1,000/mo:
Includes 300 transfers;
additional transfers at $3.00 each

$5,000/mo:
Includes 2,000 transfers;
additional transfers at $2.00 each

$10,000/mo:
Includes 7,500 transfers;
additional transfers at $1.00 each

Reduce delays, save costs

By improving liquidity across the payment ecosystem, businesses save on interest and fees that wouldotherwise go toward capital or loans. Vendors, in turn, can pay their own bills faster, enhancing financial stability. The result? A healthier economy with stronger business connections, happy employees, and peace of mind for everyone.