Seconds
to settle
Aion settles instant payments in seconds, 24 hours a day, 365 days a year.
Holidays. Weekends. The middle of the night. Aion’s instant payment rails don’t observe banking hours, so a payment that needs to go out on a Sunday or a holiday doesn’t have to wait until Monday.
Many fintechs and digital banking platforms offer instant payments in a limited way, often for receiving funds, not sending them, and sometimes only on certain account types. Aion supports full instant payments on both major real-time rails (RTP and FedNow), for sending and receiving alike.
Send a single instant payment or run an entire batch at once. That makes same-day, even same-minute payroll possible: pay an entire team instantly, without waiting on standard payroll processing windows.
Instant liquidity means funds are usable the moment they arrive. Your bill pay, payroll, and day-to-day operations don’t have to wait on rails that close for the night.
Settlement completes in seconds, 24 hours a day, 365 days a year. There’s no batch window and no next-business-day delay to plan around.
Instant Payments cover transactions within the U.S. For cross-border transfers, check out Aion’s International Payments capabilities.
Cash that arrives Friday night doesn’t have to wait until Monday morning to move. The moment funds settle, they’re available to send back out, whether that’s paying a supplier, covering payroll, or moving money between your own accounts.
Real-time inflows mean less working capital sitting unused while you wait for funds to clear through slower rails.
RTP, FedNow, ACH, and wires all run through the same Aion account. No separate system to manage just to move money fast.