Aion
Overview

One platform to rule them all.

Banking, lending, payments, and receivables tracking in one intelligent system — not multiple tools bolted together.

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Features & benefits
Banking ›

Built for how you work, with real people and faster money movement.

Capital ›

Turn your receivables into flexible funding up to $5M.

Billing ›

Send, receive, and track payments seamlessly so cash moves faster and nothing falls through the cracks.

Invoicing & Receivables ›

Get paid faster with simple, trackable invoicing that keeps your revenue predictable.

Cards ›

Physical and virtual cards that offer full visibility and control.

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Overview

Line of credit up to $5M.

Turn your receivables into flexible funding with higher limits that scale as you grow.

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Flexible capital
How it works ›

See how our receivables-based approach unlocks higher limits and adapts to your real-time cash flow.

Check your limit ›

Find out how much funding you can access in minutes — no lengthy bank process required.

Client stories ›

See how businesses like yours use Aion to unlock capital, improve cash flow, and grow with confidence.

Pricing
Support

FAQs.

Quick answers to the most common questions about how Aion works.

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Small business resources
Blog ›

Insights, guidance, and real-world strategies to help you manage and grow your business finances.

Client stories ›

See how businesses like yours use Aion to unlock capital, improve cash flow, and grow with confidence.

Company

About us.

Learn who we are, what we believe, and how we're changing business finance.

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Learn more
Careers ›

Join us in building the future of business finance.

Contact ›

Get in touch with our team — we're here to help.

Press ›

Latest news, announcements, and media coverage about Aion.

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Legal

  • Terms of Use
  • Platform Services Agreement
  • Banking Terms of Service
  • Deposit Account Agreement
  • Bill Payments T&C
  • ACH Authorizations T&C
  • Digital Wallet T&C
  • Interest Accrual T&C
  • Privacy Policy
  • Acceptable Use Agreement
  • E-Sign Agreement
  • Check Issuance

Acceptable Use Agreement

Last reviewed: January 1, 2026

The terms of this Acceptable Use Agreement ("Agreement") govern your use of aionfi.com and applies to all products and services provided directly or indirectly through aionfi.com, a website of AION FINANCIAL TECHNOLOGIES, INC ("Aion"). You are independently responsible for complying with all applicable laws in all of your actions related to your use of any such products and services regardless of the purpose of the use. In addition, you must adhere to the terms of this Acceptable Use Agreement. Failure to comply with this Acceptable Use Agreement may result in immediate termination of your right to any and all products and services provided by AION FINANCIAL TECHNOLOGIES, INC.

PROHIBITED ACTIVITIES

You may not use any of Aion's Products or Services for activities that:

  1. Violate any State, Federal or International law, statute, ordinance or regulation.
  2. Relate to transactions involving: (a) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (b) stolen goods including digital and virtual goods, (c) the promotion of hate, violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime, (d) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction.
  3. Relate to transactions that show the personal information of third parties in violation of applicable law.
  4. Relate to transactions involving any activity that requires pre-approval without having obtained said approval.

You may not:

  1. Copy, modify, or create derivative works or improvements of the Aion Products, Aion Services or Aion Materials.
  2. Rent, lease, lend, sell, sublicense, assign, distribute, publish, transfer, or otherwise make available any Aion Services or Aion Materials to any person, including on or in connection with the internet or any time-sharing, service bureau, software as a service, cloud, or other technology or service.
  3. Reverse engineer, disassemble, decompile, decode, adapt, or otherwise attempt to derive or gain access to the source code of the Aion Services or Aion Materials, in whole or in part.
  4. Bypass or breach any security device or protection used by the Aion Services or Aion Materials or access or use the Services or Aion Materials other than by an Authorized User through the use of his or her own then valid Access Credentials.
  5. Input, upload, transmit, or otherwise provide to or through the Services or Aion Systems, any information or materials that are unlawful or injurious, including without limitation Harmful Content, or contain, transmit, or activate any Harmful Code.
  6. Damage, destroy, disrupt, disable, impair, interfere with, or otherwise impede or harm in any manner the Services, Aion Systems, or Aion’s provision of services to any third party, in whole or in part.
  7. Remove, delete, alter, or obscure any trademarks, Documentation, warranties, or disclaimers, or any copyright, trademark, patent, or other intellectual property or proprietary rights notices from any Services or Aion Materials, including any copy thereof.
  8. Access or use the Services or Aion Materials in any manner or for any purpose that infringes, misappropriates, or otherwise violates any Intellectual Property Right or other right of any third party (including by any unauthorized access to, misappropriation, use, alteration, destruction, or disclosure of the data of any other Aion customer), or that violates any applicable Law.
  9. Access or use the Services or Aion Materials for purposes of competitive analysis of the Services or Aion Materials, the development, provision, or use of a competing software service or product or any other purpose that is to the Aion’s detriment or commercial disadvantage.
  10. Access or use the Services or Aion Materials in, or in association with, the design, construction, maintenance, or operation of any hazardous environments, systems, or applications, any safety response systems or other safety-critical applications, or any other use or application in which the use or failure of the Services could lead to personal injury or severe physical or property damage.
  11. Use Aion Services or Aion Materials for any personal, family, household, or other use not related to your business.
  12. Use Aion Services or Aion Materials for for the benefit of an individual, organization, or country identified on the United States Office of Foreign Asset Control’s Specially designated Nationals List, or for any third parties unaffiliated with your business.
  13. Otherwise access or use the Aion Services or Aion Materials beyond the scope of the authorization granted under applicable agreements.
Aion

An integrated banking and credit platform for established, scaling businesses.

Platform
  • Banking
  • Instant Payments
  • Accounts Receivable
  • Billing
Lending
  • How it works
  • Check your limit
  • Client stories
Resources
  • Blog
  • FAQs
Company
  • About
  • Careers
  • Press
  • Contact
  • Legal
© 2026 Aion Financial Technologies, Inc.
Aion is a financial technology company, not a bank. Banking services provided by Cross River Bank, Member FDIC. Aion accounts are FDIC insured up to $250,000 per depositor through Cross River Bank, Member FDIC. No monthly or maintenance fees for banking; card replacement, overdraft, wire transfer, and additional fees may apply. Aion Business Loans and Aion Lines of Credit are issued by Aion Financial Technologies, Inc. APRs typically range from 16% to 19%; rates, credit lines, and terms vary based on creditworthiness and are subject to change. Additional fees apply. Financing is made or arranged pursuant to California Financing Law, License No. 60DBO-70879. Eligibility rules apply.